Wednesday, September 26, 2007

Workers' Compensation in perspective

The problem with Workers' Compensation is that not enough people know about it or know how to take action. Anybody who is injured or unable to work at their job because of an injury caused at work or because of work needs to know what Workers' Compensation is and how it can help them to receive income when they are unable to work. There are thousands or cases where workers are injured on the job and take too long to inform their boss's about their injury or are unable to receive the compensation because they did not take the correct course of action in reporting it. My goal is to inform as many people as possible so that they know what they have to do to receive the compensation that they deserve.

The problem occurs when an somebody is injured or is unable to do their jobs because of that injury. There are many factors that can contribute to being unable to work because there are so many different jobs with different settings and the environment is also different for each one of them. That's why each states compensation laws are different as well as each companies. This is why you need to find out what your companies terms are in the case of an accident.

The scope of Worker's Compensation has improved significantly of the course of the last century. States and companies are looking to expand the benefits as well as offer compensation to jobs that previously weren't covered. Even know there is forward progress with Workers' Compensation there are always things that could and need to be improved. There are overcompensated partial injuries and permanent disability injuries that are under compensated. I have no affect on determining what people should get and shouldn't for an injury. But what I look to do is at the very least, increase awareness to all workers.

In the case of any event, there are many stakeholders who could be affected. Not only the individual and their families, but the boss's or managers get affected by the course of action they choose to deal with any case. Fellow workers of an injured employee will pay close attention to how the injured employee is treated, this way they have an idea of would they would go through if they were injured themselves. Insurance companies play a role as well with the companies, and depending on what type of insurance the individual is looking for, this could be divided again. It's never a simple process but were looking to make the transition as smooth and as comfortable to everybody that it can be.

Depending on the degree of any injury, the setting, and the magnitude of its affects the solution is found within the companies policy and the state the company is working in. A company might believe that an individuals injury isn't as serious as the worker claims it to be. They may be injured but still able to work or they could do a different job until they injury as healed. These cases could be different for any job within a particular state.

http://www.iii.org/media/hottopics/insurance/workerscomp/

1 comment:

Unknown said...

This was a very informative article. I have a cousin who recently got workers compensation and it made me curious. I decided to do a little research about the subject so that I could understand it better. I am glad I did, I understand why my cousin was eligible for workers compensation and why he got it.
Emily Smith | http://www.tieflaw.com/practice-areas.html