Thursday, November 1, 2007

Workers Comp.- Successfully communicationg risks

From my previous blogs I think it is evident that the main focus of Workers’ Compensation is to promote better health and safety for all workers. While satisfying your workers it is rather pleasing to the risk managers that they can better assess these risks and take the proper course of action while avoiding a crisis situation. There are many factors to consider in risk assessment, they include; how dangerous a situation might be, who is harmed/injured, how many people are injured, how harmful the injury is, and how long the worker could be out of work.

Therefore, I find that the most effective way to communicate the risks are through the use of care communication. Care communication is used when the boss or stakeholder of a company encourages his workers to be more careful and responsible for their actions so that they don’t get injured and are unable to work. The stakeholders are also there to educate their workers (the audience) so that they know what kind of steps they would have to take in order to receive the proper compensation. This way all the workers understand the company’s policy and everybody is on the same page.

Communicating the risk affectively will eliminate a lot of the stress that could arise in the case of an emergency, or the event of a crisis. Because workers will become more knowledgeable they will at the very least receive Workers’ Compensation and can reassure their families that their finances will be taken care of.

Workers' Compensation promotes health and safety

From my previous blogs I think it is evident that the main focus of Workers’ Compensation is to promote better health and safety for all workers. While satisfying your workers it is rather pleasing to the risk managers that they can better assess these risks and take the proper course of action while avoiding a crisis situation. There are many factors to consider in risk assessment, they include; how dangerous a situation might be, who is harmed/injured, how many people are injured, how harmful the injury is, and how long the worker could be out of work.

Therefore, I find that the most effective way to communicate the risks are through the use of care communication. Care communication is used when the boss or stakeholder of a company encourages his workers to be more careful and responsible for their actions so that they don’t get injured and are unable to work. The stakeholders are also there to educate their workers (the audience) so that they know what kind of steps they would have to take in order to receive the proper compensation. This way all the workers understand the company’s policy and everybody is on the same page.

Communicating the risk affectively will eliminate a lot of the stress that could arise in the case of an emergency, or the event of a crisis. Because workers will become more knowledgeable they will at the very least receive Workers’ Compensation and can reassure their families that their finances will be taken care of.

Wednesday, September 26, 2007

Workers' Compensation in perspective

The problem with Workers' Compensation is that not enough people know about it or know how to take action. Anybody who is injured or unable to work at their job because of an injury caused at work or because of work needs to know what Workers' Compensation is and how it can help them to receive income when they are unable to work. There are thousands or cases where workers are injured on the job and take too long to inform their boss's about their injury or are unable to receive the compensation because they did not take the correct course of action in reporting it. My goal is to inform as many people as possible so that they know what they have to do to receive the compensation that they deserve.

The problem occurs when an somebody is injured or is unable to do their jobs because of that injury. There are many factors that can contribute to being unable to work because there are so many different jobs with different settings and the environment is also different for each one of them. That's why each states compensation laws are different as well as each companies. This is why you need to find out what your companies terms are in the case of an accident.

The scope of Worker's Compensation has improved significantly of the course of the last century. States and companies are looking to expand the benefits as well as offer compensation to jobs that previously weren't covered. Even know there is forward progress with Workers' Compensation there are always things that could and need to be improved. There are overcompensated partial injuries and permanent disability injuries that are under compensated. I have no affect on determining what people should get and shouldn't for an injury. But what I look to do is at the very least, increase awareness to all workers.

In the case of any event, there are many stakeholders who could be affected. Not only the individual and their families, but the boss's or managers get affected by the course of action they choose to deal with any case. Fellow workers of an injured employee will pay close attention to how the injured employee is treated, this way they have an idea of would they would go through if they were injured themselves. Insurance companies play a role as well with the companies, and depending on what type of insurance the individual is looking for, this could be divided again. It's never a simple process but were looking to make the transition as smooth and as comfortable to everybody that it can be.

Depending on the degree of any injury, the setting, and the magnitude of its affects the solution is found within the companies policy and the state the company is working in. A company might believe that an individuals injury isn't as serious as the worker claims it to be. They may be injured but still able to work or they could do a different job until they injury as healed. These cases could be different for any job within a particular state.

http://www.iii.org/media/hottopics/insurance/workerscomp/

Workers' Compensation

Growing up as a son to an owner of a construction company has made me very aware of the many dangers that are involved with working in construction. Seeing how my father handled these issues from a manager's perspective has added to my knowledge and interest in why construction workers should receive Workers Compensation Insurance also known as Workmans Comp. I have worked in Construction every summer since I was old enough to hold a hammer. Although I am not going to school to learn more about construction, I have the experience and will always know how to do the things that I've learned throughout the years. I'm a Communication major and since the field is so broad I feel that any skills I have obtained through Communication classes I can use towards any job I would ever work in. I know that one day I will take over my father's business and I will be able to apply the skills I have learned from both my own experience and my fathers. By that time I hope to learn how to more effectively communicate to my workers and keep them and their families secure by offering them Workmans Compensation.

There are many issues that I would like to explore within Workmans Comp. such as; Why it is important for workers to receive Workmans Comp., What it is and how it works, and who is capable of receiving Workmans Comp. I feel these issues are very important because they cover the three main components in Risk Communication; environment, health, and safety.

These is an interesting topic because it is serious and could potentially save a family from hardship. Workmans Compensation can help a family receive income when the main supporter (worker) gets hurt and is unable to work for an extended period of time. "Not all workers compensation insurance providers handle injured worker claims in a timely and compassionate manner" (www.workerscompensationinsurance.com). If more workers were knowledgeable about this it would help current employees, future employees, and managers and other types of authorities for current and upcoming companies understand why receiving Workmans Compensation is so important.

I have seen people get hurt on the job and its a very emotional experience for everybody. The injured employee, the boss, and other workers doing similar work who could get injured the same way. Fortunately they were registered for Workers Compensation Insurance. I also worked for another guy who had me fill out the information for Workmans Compensation but did not have me sign it. His reasoning was because it would save both of us money in earnings and less taxes taken out. If I were to get injured I would sign and date saying it was my first day on the job. This is not a very safe idea however because what if I was injured so bad that I was unable to sign anything?

Other people besides the workers that should be interested in Workmans Compensation are current companies who do not have it, future companies in several different fields of construction which I will go into more detail on.

The stakeholders are the managers of these companies, the owners, and any other people who are responsible for the health and safety of the environment the workers are working in. Members of the public like officials who give permits allowing the work to be done and saying that the work conditions are safe, as well as neighbors, friends, and companies that a company may work with or for.

The stakes and concerns are most importantly the health and safety of the workers as well as the environment and the financial security for the families that these workers come home to. We should care about these concerns because at one point or another we will be part of the environment the workers are working in. Whether they are doing work on our own house a neighbors, friends, or family members an electrical fire could happen anywhere. Accidents happen and in this imperfect world you are never safe from danger. Take the miners in Utah for example.

I believe that with more effective risk communication more people will be aware of these dangers and families will be more secure. The managers of these companies should be the most informed so that they can encourage their workers to take action which will ultimately reduce the chance of a crisis.

www.workerscompensationlawfirms.com/facts.cfm
www.lenardcohen.com/workers-compensation.php